budgeting is not my favorite activity. at all. but its something we really really need to do!
a few years ago sean & i took the dave ramsey financial peace university classes. while they were super beneficial for us, it was also frustrating as 2 self-employed business owners because our income fluctuated so much each month. thankfully, our incomes have become more steady over the years and we can get back to following a financial plan.
since budgeting & bill paying really isn’t all that fun, clean mama has figured out a way to at least make it cute! and i’ll be honest, it definitely makes me more likely to do the task if its pleasing to look at. silly, but true.
i used the simplified life kit: budget & bill pay kit. isn’t it cute? it also comes in a couple color ways – options are always nice ;)
the kit really is all inclusive – it has so many spreadsheets for all your budgeting needs. but for me, i am just starting off with the spending tracker, the bill & payment checklist, the monthly budget worksheet, and also the budget envelope insert pages.
creating a budget is exhausting, so be sure to have sustenance on hand. i highly recommend chips and corn salsa from trader joe’s ;)
i am pretty good about paying bills as soon as i get them, but there are times when i can’t remember when a bill is due (did i pay it already?), so this bill tracker is going to be so helpful to know when a bill is due and if i paid it.
creating the envelope system was super easy – all i needed were envelopes and glue!
i had my envelope wallet from when i did FPU, but it was ugly, so i whipped up an oilcloth cover for it, and now its cute!
clean mama printables is offering my readers 20% off with coupon code 20PLEATEDPOPPY – yay! there’s nothing a family on a budget likes more than a discount!
but they offer so much more than just budgeting helps – there’s a great resolution kit (have you already fallen off the resolution wagon?), and even an everything kit that covers, well, everything! go check out her shop and find what will best fit your needs!